A small business can shop for off-exchange coverage through a broker or by...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

A small business can shop for off-exchange coverage through a broker or by contacting insurers directly about small-group plans. If a group plan doesn’t fit, an HRA may let the business reimburse employees for eligible individual coverage instead