Burst Pipes Trigger 72-Hour Loss Windows; Gradual Leaks Leave You Unprotected

https://express-nextday-80907.lumenforgex.com/posts/category-3-black-water-mold-requires-immediate-mitigation-based-on-contamination-severity

Water damage covered by homeowners insurance includes sudden, accidental events like burst pipes, ice dams, and appliance failures—but excludes gradual leaks, poor maintenance, and sewer backups