free credit report dispute 5
https://rapid-wiki.win/index.php/How_to_Fix_Credit_Report_Mistake:_A_Step-by-Step_Guide_for_Better_Scores
You can get a free credit report once a year from each of the three major agencies, and if you spot something wrong, filing a dispute is the next step. Disputing an error on your credit report doesn't cost anything, but it does require you to provide documentation supporting your claim, like a bank statement or a letter from the original creditor. The process can take up to 30 days, but if the bureau finds the information is indeed inaccurate, they have to remove or correct it.