Freelancers can use a Rolex as collateral to cover the stretch between client...

https://www.sierrabookmarking.win/when-invoices-lag-a-rolex-can-help-cover-the-gap-without-waiting-on-a-client

Freelancers can use a Rolex as collateral to cover the stretch between client payments without selling the watch. A lender may offer about 30% of its value, giving them short-term cash to handle bills while the next invoice clears.