Lenders require title searches to scale back chance, making sure there aren't any unpaid taxes, judgments

https://www.scribd.com/document/1005560627/How-Home-Purchase-Title-Insurance-Protects-Against-Scams-and-Bogus-132087

Lenders require name searches to cut back risk, making certain there aren't any unpaid taxes, judgments, or claims that can have effects on the mortgage.