One sleepless night I ran numbers on fixed versus variable for our renewal

https://cactus-unicorn-170.notion.site/After-our-pre-approval-I-found-out-the-stress-test-still-applied-on-renewal-36da72a9b95380e1b504c20d2f37ab9b

One sleepless night I ran numbers on fixed versus variable for our renewal, then bookmarked a broker's spreadsheet that made the math clearer.