To shop off-exchange, compare small-group plans through a broker or directly...

https://www.first-bookmarkings.win/small-businesses-can-shop-for-health-insurance-off-exchange-by-working-with-a

To shop off-exchange, compare small-group plans through a broker or directly with carriers; an HRA may suit a very small team. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.