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credit score after debt relief 2

https://thehomeimprovementloancorner.cloudhinter.com/posts/how-your-home-improvement-loan-credit-score-shapes-project-approval

After going through debt relief, your credit score usually takes a hit because paying less than what's owed gets reported as a settlement. It can stay lower for a while, but many people see it start creeping back up over time as they rebuild their payment history. It's not instant, but it is possible to improve.